From some blog about skydiving equipment which is almost guaranteed to be a lame way to make quick cash off people who click on links like “The Real Secret to Making Money Online”:
3. No one is stupid enough to jump out of a plane in shirt and jeans. This is why you must always skydive with a jumpsuit. This is designed to protect you the moment you jump off the plane because of the strong winds and other forces of nature which could tear your clothes.
I have heard of forces of nature which could tear off clothes, but never on exit.